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Orphans' pension

Orphans' reversionary pension

  

Pension Application

  • How to Apply for a Pension
    • An application for a survivor's pension must be made exclusively to the Pension Service which will give you the application form and the list of supporting documents to provide.
    • The pension rights acquired by (or accorded to) the father, mother or legal guardian, may be inherited orphan.
    • The wording of the application depends on the age of an orphan:
      • If the child is a minor: an application is made by the surviving parent or legal guardian
      • If the child is an adult: it is submitted personally

Conditions

Activity Conditions
  • Situation of the Deceased Parent
    • For a retired CAR parent (or legal guardian):
      • At the time of death, the parent was already receiving a pension from CAR. The condition of duration of activity is therefore met.
    • For a parent (or legal guardian) who not in receipt of a CAR pension:
      • At the time of death, the parent must have fulfilled the activity condition required to benefit from a direct pension.
    • You will find information relating to the activity condition on the dedicated page
Age Conditions
  • Age Condition
    • The pension is granted under the following conditions:
      • until the day an orphan turns 18: in all cases,
      • between 18 years of age and the day before the 25th birthday: for orphaned students or apprentices.
    • This right expires at the latest on the eve of the 25th birthday.
Effective Pension Date
  • How is the Effective Date of the Pension Set
    • An orphan has twelve months to submit a written application for a survivor's pension, by simple mail or to our Pensions Reception Service.
    • This period runs from the day on which the conditions for entitlement are met.
    • After this period, the application will take effect on the first day of the calendar quarter during which it is presented.

Calculation

  • How is the Amount of Pension Calculated
    • The amount of the survivor's pension depends on:
      • The total number of points credited to the deceased's account, to which a rate is assigned:
        • Orphan of father OR mother: 25% of direct rights acquired by the deceased parent.
        • Orphan of father AND mother: 50% of the highest direct rights acquired by the father or mother.
      • The annual value of the point, set by Ministerial Decree, i.e.  €21.8500 on October 1, 2024
    • It is determined by the following formula:
    • Monthly Retirement Amount = (number of retirement points) X (rate) X (point value) /12
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    • Calculate the amount of your orphan survivor’s pension:
    • fatherless OR motherless,
    • fatherless AND motherless.

Payment

  • Payment Arrangements
    • The pension is paid by transfer to the bank or postal account in the name of the beneficiary:
      • At the end of each calendar month, if resident in Monaco, France or Italy, payment takes place on the first working day of the following month.
      • At the end of each calendar month, if resident outside the three previous countries.
  • Payment Conditions
    • The pension is paid:
      • For a minor child, to the account of the legal guardian,
      • For an adult child, to their own account.
    • The documents to be provided are as follows:
      • For a student aged between 18 and 25: a school certificate, issued each year in October,
      • For an apprentice aged between 18 and 25: copies of the apprenticeship contract, pay slips and a certificate of attendance at training courses.
    • The right to an orphan's pension expires on the eve of the 25th birthday.
    • Between 18 and 25 years of age, any change occurring in your situation as an apprentice or student must be reported immediately to our services.

Change of Situation

  • Remember to report any change in situation
    • Any change in your situation may have an impact on your rights and payments.
    • Between 18 and 25 years of age, any change occurring in your situation as an apprentice or student must be reported immediately to our services.
    • This must be reported immediately, by returning these forms completed and accompanied by the necessary supporting documents to the Pension Service:
    • Change of address Change in family status Change of nationality
Contact the Retirement Service
  • Retirement Service
    • Retirement Reception
    • Monday to Friday from 8:30 a.m. to 12 noon without appointment
    • Flor-Offices - Ground floor - 10, rue Princesse Florestine
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    • Telephone Reception - Monday to Friday from 8:30 a.m. to 12 noon and from 2. to 5 p.m.
    • Tel. : (+377) 93 15 49 59
    • retraite@caisses-sociales.mc